GEORGIA LEGEND FUND I Closed to new investment · Fund remains active
THREE BULLS GEORGIA LEGEND FUND I

Investing before neglect became permanent.

A closed, actively operated workforce-housing fund built around Community-Driven Investment—acquiring and improving workforce housing in communities that have experienced years of deferred maintenance and limited private investment.

175 Units at peak portfolio size
120+ Renovated units
95%+ Portfolio occupancy as of July 2026
80%+ Residents retained as of July 2026
Fund I remains active and is closed to new investment.
Explore the Fund I story
HISTORICAL PORTFOLIO INFORMATION

A community-first strategy that became an operating platform.

Georgia Legend Fund I is closed to new investors and has not been liquidated. The information below describes an existing portfolio and its operating history. It is not an offer, solicitation, or invitation to express interest in any security.

FUND I AT A GLANCE

Concentrated ownership. Measured execution.

Portfolio statistics should be read together with the definitions and limitations in the disclosure section below.

175

Peak Portfolio Size

Residential units held at the Fund’s peak portfolio size, including assets subsequently sold or otherwise removed.

120+

Renovated Units

Homes receiving completed renovation work through the Fund’s construction and asset-management program.

95%+

Current Occupancy

Portfolio physical occupancy exceeding 95% as of July 2026. Occupancy fluctuates and is not a guarantee of future results.

~9%

TTM Capitalization Rate

Approximately 9.0% as of July 2026, calculated using trailing twelve-month net operating income under management’s methodology. This asset-level operating metric is not an investor return.

THE ORIGINAL THESIS

Invest where housing needs attention, then improve it responsibly.

The Fund used a repeatable market-selection framework focused on attainable housing in communities where aging housing stock, deferred maintenance, and limited private investment created a clear need for responsible, long-term reinvestment.

Griffin represented the Fund’s largest concentration. The remaining investments in LaGrange, Macon, and Barnesville were also located in communities experiencing renewed public and private investment. The strategy emphasized existing infrastructure, workforce-housing demand, long-term ownership, resident stability, and disciplined property-level execution.

84% of the Fund’s Griffin assets are located within the designated redevelopment district, within one-quarter mile of the principal public-private redevelopment project, and within one-half mile of the Central Business District/Downtown area.
THE CHANGE THAT FOLLOWED

The community attracted new investment. The portfolio remained committed.

The following openings and redevelopment activity occurred after the Fund’s strategy was established. Three Bulls does not claim to have caused these developments; they are presented as part of the broader pattern of renewed investment in the community.

01

Two Downtown Breweries

New gathering places contributed to a broader downtown revitalization story.

02

Restaurants and Bars

Multiple food-and-beverage concepts opened, expanding local activity and amenities.

03

Fine Dining

A higher-end restaurant concept added a new category of downtown hospitality.

04

Historic Hotel Revival

A revitalized historic hotel reinforced investment in the district’s identity and destination appeal.

Project names, opening dates, geographic boundaries, and supporting sources should be retained in the Company’s records and verified before publication.

COMMUNITY-DRIVEN INVESTMENT

We do not renovate in isolation. We invest with the community in mind.

Three Bulls employs a concentrated neighborhood investment strategy: acquiring within hyperclusters of single-family and small multifamily housing where coordinated ownership can support meaningful renovation, responsive property management, and visible improvements without treating homes as isolated assets.

01

Invest Before Decline Deepens

Invest in communities where years of deferred maintenance and limited capital have created a need for responsible housing reinvestment, focusing on attainable housing, existing infrastructure, and long-term community stability.

02

Create Operating Density

Build meaningful density across nearby homes and small multifamily properties rather than relying exclusively on scattered-site ownership. Concentration can improve construction coordination, maintenance responsiveness, resident service, and the consistency of housing quality across a neighborhood.

03

Reinvest With Purpose

Renovate at a scale capable of addressing decades of deferred maintenance, improving housing quality, strengthening streetscapes, and providing residents with a substantially better living experience while preserving the role of workforce housing in the community.

04

Operate for Durability

Pair neighborhood-level investment with vertically integrated construction, property management, and asset management designed to support responsive service, resident satisfaction, resident continuity, and durable property-level operations.

THE RESIDENT EXPERIENCE

Better homes can support more stable communities.

Resident retention and renewal are operating indicators—not guarantees of future performance. They also provide important context regarding whether residents are choosing to remain after improvements are made, which is central to a community-first investment approach.

80%+ Residents retained As of July 2026, based on management records
90%+ Annual resident renewal rate As of July 2026, based on management methodology
2/3 1/3
Approximately two-thirds Historical property acquisition allocation
Approximately one-third Historical renovation and capital-improvement allocation
CAPITAL ALLOCATION

Disciplined acquisition, paired with substantial reinvestment.

Historically, approximately two-thirds of deployed capital has been allocated to property acquisition and approximately one-third to renovation and capital improvements. This capital mix reflects the strategy’s emphasis on improving the underlying housing stock—not merely acquiring it.

Depending on the structure of a future investment, applicable tax law, asset classification, holding period, and each investor’s individual circumstances, qualifying capital improvements may generate depreciation-related tax attributes, including bonus depreciation where available.

Tax outcomes vary and are not guaranteed. Nothing on this page is tax advice. Investors should consult independent tax advisers regarding depreciation, bonus depreciation, passive-activity rules, basis limitations, recapture, and the application of current law.
OUR COMMUNITY COMMITMENT

Communities deserve investment, not abandonment or displacement.

Three Bulls seeks to improve housing without treating current residents as obstacles to value creation. Our objective is to address deferred maintenance, provide responsive management, preserve workforce-housing options, support long-term residency, and leave each community stronger than we found it.

We believe durable investment performance and positive community outcomes can reinforce one another when capital is deployed patiently, responsibly, and with respect for the people who already call the neighborhood home.

THREE BULLS INVESTMENT PHILOSOPHY
Restore the home. Respect the resident. Strengthen the community.
SELECTED CASE STUDY

Two homes. 58 days.

The Fund completed two selected ground-up homes in 58 days and below the approved construction budget. These project-specific results illustrate one instance of the platform’s construction coordination and are not necessarily representative of other projects.

2 New-build homes
58 Days to complete
Under Approved budget
Reported neighborhood record at closing

Based on management’s review of available market data, the homes sold at what management understands to have been the highest recorded residential sale prices in the defined neighborhood at the time of each closing. This statement depends on the geographic boundary, property type, data source, and measurement period used.

OPERATING THROUGH DISRUPTION

The thesis was tested beyond the underwriting model.

Fund I encountered severe operating disruptions, including a tornado, widespread freeze-related pipe damage, and the rapid rise in interest rates between 2021 and 2026. These conditions tested the portfolio beyond the original underwriting assumptions and strengthened systems for emergency response, construction coordination, insurance documentation, resident communication, liquidity management, and portfolio recovery.

01

Severe Weather

Emergency response and recovery following tornado-related impacts.

02

Mass Pipe Freezes

Coordinated repairs and resident support following widespread freeze events.

03

Interest-Rate Reset

The sharp increase in borrowing costs from 2021 through 2026 tested financing assumptions, liquidity planning, and capital-allocation discipline.

04

Operational Learning

Portfolio experience converted into stronger controls, more disciplined liquidity management, and repeatable procedures.

CURRENT OPERATING POSITION

An active portfolio. Not an exited fund.

Georgia Legend Fund I remains in operation. The Fund is closed to new investment, and the statistics shown are point-in-time operating measures rather than realized Fund-level performance.

95%+ Physical occupancy As of July 2026
~9% TTM capitalization rate Approximately 9.0% as of July 2026
Active Fund status Closed to new investors
CURRENT INVESTORS

Fund information and reporting.

This access point is intended only for existing Georgia Legend Fund I investors and authorized representatives.

Current Investor Information
Important Information and Metric Definitions

No offering or solicitation. Georgia Legend Fund I is closed to new investment. This page is provided solely for historical, educational, and informational purposes. Nothing on this page constitutes an offer to sell, a solicitation of an offer to buy, a recommendation, or an invitation to indicate interest in any security or investment vehicle.

Definitive documents control. Any securities offering by Three Bulls Capital Partners or an affiliate, if made, will be made only through the applicable definitive offering and subscription documents and only to eligible persons in accordance with applicable law. Website content may not be relied upon in making an investment decision.

Ongoing fund; no realized Fund return shown. The Fund remains active and has not completed a final liquidation. Portfolio occupancy, capitalization rate, unit counts, renovation totals, construction outcomes, geographic concentrations, and neighborhood developments are operating or asset-level information and are not realized or projected investor returns.

Historical operating metrics. Metrics are based on management records and methodologies as of the dates stated and may change. They may be revised if additional information becomes available. No representation is made that any historical metric is complete, current after its stated date, or indicative of future performance.

Occupancy. Portfolio physical occupancy exceeded 95% as of July 2026. Occupancy is a point-in-time operating measure that may fluctuate because of leasing activity, turnover, renovations, resident payment performance, casualty events, market conditions, and other factors.

Resident retention and renewal. The reported resident-retention and annual-renewal figures are based on management records and management’s stated methodology as of July 2026. Definitions, populations, exclusions, and measurement periods may differ from those used by other operators. These metrics may change and do not guarantee future occupancy, collections, resident satisfaction, operating margins, or investment performance.

Historical capital allocation. The approximate two-thirds acquisition and one-third renovation allocation is a historical characterization of deployed capital and may not apply to every asset, period, or future investment vehicle. Future capital allocation will depend on property conditions, market opportunities, financing, construction costs, reserves, and other considerations.

Tax considerations. References to depreciation, bonus depreciation, or other tax attributes are general and informational only. Availability depends on then-current law, investment structure, asset classification, taxable income, passive-activity limitations, holding period, basis, recapture, and each investor’s individual circumstances. No tax benefit is promised, projected, or guaranteed. Investors should consult their own legal and tax advisers.

Capitalization rate. The approximately 9.0% trailing twelve-month capitalization rate as of July 2026 is based on management’s calculation of historical net operating income and the denominator selected by management. Alternative definitions, accounting treatments, valuation assumptions, or measurement periods could produce materially different results. The metric excludes investor-level fees, taxes, financing effects, and other Fund-level items unless expressly stated and is not an IRR, equity multiple, distribution yield, or investor return.

No current valuation representation. The Company does not represent that any historical appraisal, estimate, acquisition cost, capitalization rate, or other operating metric reflects the current fair market value of the portfolio or any individual property. Historical appraisal references have been omitted because they may no longer be current.

Redevelopment and geographic information. Descriptions of redevelopment projects, downtown activity, new businesses, infrastructure investment, and geographic proximity describe selected historical circumstances. The Fund did not necessarily cause or control those developments, and their occurrence does not assure appreciation, rental demand, liquidity, or future operating results.

Community-impact statements. References to housing quality, resident experience, neighborhood stability, community reinvestment, or preservation of workforce housing express the Company’s objectives and observations based on management records. They are not guarantees that every resident, property, or community will experience the same outcome, and they should not be interpreted as independent social-impact verification.

Selected examples; no assurance of representativeness. Property examples, construction outcomes, market developments, and other case studies are selected illustrations and may not reflect every asset, project, period, loss, delay, cost overrun, or adverse event experienced by the Fund. No assurance is given that similar outcomes will occur elsewhere or in the future.

Forward-looking statements. Statements concerning strategy, expectations, potential, market conditions, demand, redevelopment, future operations, or anticipated outcomes may be forward-looking and are based on assumptions that may prove incorrect. Actual results may differ materially. The Company undertakes no obligation to update such statements except as required by law.

Risk of loss. Real estate investments involve substantial risks, including loss of capital, illiquidity, occupancy and collection risk, changes in property values, financing and interest-rate risk, construction and environmental risk, casualty and severe-weather events, insurance availability and cost, regulatory and tax changes, litigation, and other risks beyond the Company’s control.

No warranty; no fiduciary or advisory relationship. Information is derived from sources management believes reliable, but no representation or warranty, express or implied, is made as to accuracy, completeness, or continuing applicability. Use of this website does not create a fiduciary, investment-advisory, legal, tax, accounting, or other professional relationship. Visitors should consult their own advisers regarding their circumstances.